By end of summer 2022 we will be improving the functionality for Open API channel for Real API. Once the functionalities will be fully enabled at Countries level, new message will appear in the Newsroom. Main areas of improvement:
1. Making debtorAccount field Optional on POSTinitPaymentRequest will enable TPPs to send PIS requests without this field. Once the user follows the redirect link, user will be forwarded to UniCredit channel. Afterwards, when user passes authorization and authentication, the payment will be displayed with the option to select Payer account based on the logic on payment type and the user’s account rights. Once the user signs the payment, the flow continues in the general way.
2. Implementation of Bank-offered account will enable TPPs to send AIS consent requests without dedicated accounts. Once the user follows the redirect link and authenticates, the user will be presented with eligible accounts (based on the user’s account rights). The user will then decide on what permission types and what accounts will grant to the TPPs.
3. DebtorName on GETpaymentDetailResponse – enabling additional field (debtor name/ name of the account owner) to be present on API GETpaymentDetail response (for private individuals, the feature is fully implemented and for corporate customers the implementation is under way).