With Bulgaria joining the Eurozone from 1.1.2026 we will be making some changes to our APIs to comply with the new currency and also to optimize the products we support.

The following changes will be implemented in our production APIs from 1.1.2026:

• BGN currency will no longer be supported for payment initiation and only the EUR currency will be allowed for domestic credit transfers
• The product domestic-credit-transfers-BGN will not be supported for payment initiation and
• All domestic credit transfers after the adoption of the euro must be initiated using the sepa-credit-transfers product, including intrabank payments in EUR
• Classic SEPA credit transfers (to members of the SEPA zone) will continue to be supported via the sepa-credit-transfers product
• The product domestic-budget-transfers-bgn will be supported indefinitely for initiating VAT and other payments to the local and government institution in the domestic currency – EUR
• Foreign currency payments in the same bank (intrabank) and to other banks still have to be initiated using the cross-border-credit-transfers product
• Transaction history and Payment details for payments processed before the euro adoption will be available in BGN
• The described changes will also be applied to bulk payments and periodic payments (standing orders)
• Domestic instant payments in EUR will be supported via the sepa-credit-transfers product (also bulk payments) by using the service level code INST
• Cross-border SEPA instant payments will be supported later in 2026

The same changes will be applied to our Sandbox environment later this year.

We will update with more news in the coming months as our euro adoption plan advances.